Heat the olive oil in your large pot over medium heat. Add the chopped onion and diced bell pepper. Cook, stirring occasionally, for about 5 minutes until softened and fragrant. Add the minced garlic and cook for another minute, careful not to let it burn.
Add the ground turkey to the pot, breaking it up with your spoon as it cooks. Stir often until no longer pink and starting to brown, about 6-8 minutes.
Sprinkle in the chili powder, cumin, paprika, salt, and pepper. Stir well to coat the turkey and vegetables evenly with the spices. Let the mixture cook for 1-2 minutes to toast the spices and bring out their aroma.
Carefully add the undrained diced tomatoes and apple cider. Stir to combine all the ingredients.
Stir in the rinsed kidney beans and black beans. Reduce the heat to low, cover the pot, and let the chili simmer gently for 30-40 minutes.
Before serving, taste your chili and adjust the salt, pepper, or chili powder as needed. Add a pinch of cayenne or more chili powder if you want it spicier.
Ladle the chili into bowls and garnish generously with fresh cilantro. Serve hot with your favorite toppings like shredded cheese, sour cream, or crunchy tortilla chips if you like.